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RBC Insurance® is the brand name for Liberty Life Insurance Company, a part of the global insurance operations of Royal Bank of Canada.

* Maximum coverage limited to $200,000 in ME and MN. This web site is owned and operated by Spectrum Direct Insurance Services, Inc. in accordance with its privacy policy. Spectrum Direct is an independent, strategic distributor for Liberty Life Insurance Company but is not owned by Liberty Life. Seymour Alter is the licensed agent. Information submitted in an insurance application will be used by Liberty Life in accordance with their privacy policies. Two (2) year contestability and suicide period (1 year in CO and ND.) In MO, suicide within 2 years does not prevent payment of benefits unless suicide was intended at the time of application. Liberty Life Insurance Company, P.O. Box 1389, Greenville, SC, is licensed in 49 states and the District of Columbia (not licensed in NY) as a life insurance and annuity carrier. This product is available to US citizens, Canadian citizens residing in the United States, and permanent residents. This product is not available in every state or to individuals residing outside of the United States. To be used with Policy form number ST (01-03) et al. In Idaho, form numbers ST (01-03), T-AD (01-03) and T-CR (01-03).

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