About Liberty Direct
You'll be glad to know that the term life insurance product featured on this site is provided by Liberty Life Insurance Company, whose financial strength and operating performance has been rated "A" (Excellent) by A.M. Best. "A" (Excellent) rating is the third highest rating out of 16 possible ratings by A.M. Best.
The Liberty Direct website is owned and operated by Spectrum Direct Insurance Services, Inc. We are a life insurance sales and marketing organization whose products are entirely Internet-based and designed to enable the purchase and management of policies online.
Licensing:
Our corporate headquarters are located at 26023 Acero, Suite 100, Mission Viejo, CA 92691 (CA License # 0E97501). Insurance is offered through Spectrum's licensed agent, Seymour Alter, Chartered Life Underwriter, who is licensed and appointed with Liberty Life Insurance Company in the following jurisdictions:
| State | License # | State | License # |
| Alabama | A199082 | Montana | 912921 |
| Arizona | 123756 | Nebraska | AG284181 |
| Arkansas | 234588 | Nevada | 81310 |
| California | OBO5917 | New Hampshire | 371238 |
| Colorado | NPI130691 | New Jersey | IP-8104378 |
| Connecticut | 1070625 | ||
| Delaware | 167892 | New Mexico | 115665 |
| District of Columbia | AI1023119 | North Carolina | Available on Request |
| Florida | A004779 | North Dakota | 426203 |
| Georgia | AGN611659 | Ohio | 83741 |
| Hawaii | NR316538/VID213187 | Oklahoma | 948827 |
| Idaho | AL092578 | Oregon | 179191 |
| Illinois | Available on Request | Pennsylvania | 299443 |
| Indiana | 410775 | Rhode Island | 1055354 |
| Iowa | IA0000000254403 | South Carolina | Available on Request |
| Kansas | 426203 | South Dakota | SD-0004974553 |
| Kentucky | DOI541198 | Tennessee | 858567 |
| Louisiana | 283658 | Texas | 1116685 |
| Maine | PRN82428 | Utah | 141503 |
| Maryland | NA1164612 | Vermont | 299497 |
| Massachusetts | 1765753 | Virginia | Available on Request |
| Michigan | 263353 | Washington | 596JF |
| Minnesota | IN-20302718 | West Virginia | 418933 |
| Mississippi | 0303137 2003 001 | Wisconsin | 2406057 |
| Missouri | PR153647 | Wyoming | 65304 |
